• The terms "We", "Our", and "Us" denote Agarwal Assignment Pvt. Ltd., the authors of this privacy statement.
• The terms "You", "Your", "Yourself", and "User" denote the people or organizations that make use of our website.
• "Personal Information" is any information we may obtain from you that can be used to individually identify you.
• Other than the User and the Company, "Third Parties" include any other website, business, or person.

Information Gathering

We might gather specific personal data to offer you our services, including but not restricted to:

• Name
• Contact information, including phone number and email address
• Financial data, including bank account particulars
• Any more data that would be needed for us to offer our services

Information Use:

Your data is used by us to:

• Deliver, uphold, and enhance our services
• Handle your loan transactions and applications.
• Get in touch with you about our services or your account
• Honor your legal commitments

Information Disclosure

Your personal information might be shared with:

• Outside service providers who help us deliver our services
• Regulatory bodies as mandated by legal requirements
• Third parties that you authorize or who are required to finish your transactions

Your Options

It is your right to:

• Obtain and amend your data.
• Choose not to receive our marketing mailings.
• Request that your data be deleted, subject to any applicable laws and contractual requirements.

Information Gathered

We at Agarwal Assignment Pvt. Ltd.'s Everyday EMI Loan are committed to offering short-term lending options to companies of all kinds. We gather and authenticate the relevant user data to guarantee a seamless and safe loan application experience. This is how our procedure operates:

• Application Process for Loans: You can use our services to apply for a loan if you fulfil the requirements for eligibility stated on our website. By doing this, you give Everyday EMI Loan permission to collect and verify your papers, user data, and other information needed to approve the loan. This also involves tracking, verifying, and confirming your identity and whereabouts.
• Signing Up: You must register with Everyday EMI Loan by logging in with your email address and mobile number to enjoy our services. You will be asked to share and upload user data on the application form during the application process. This user data will contain private data, like:
• Financial Details: Pay stubs, bank statements, credit reference agency data, PAN and Aadhaar card details, bank account numbers, and so forth.
• Personal Details: Name, passwords, mobile number, gender, date of birth, email address, and photo.
• Details about a mobile phone: SMS, call logs, contact numbers, and internet history.
• Outside Platforms: Information and, if relevant, log in details.
• Observance of KYC: information that is necessary for Know Your Customer (KYC) compliance as well as other relevant data.
• Verification of Data: You give us permission to import and validate your data that is dispersed across third-party platforms as part of our services by giving us your information. You acknowledge that we may periodically request updates to your personal information and that we might potentially get updated information from third-party sites. We won't use judgment in any transactions we handle on your behalf; instead, we shall only take action based on your clear instructions or agreement. You also permit us to select the credit information businesses from which we will periodically get your credit report.
• Processing Documents: Our staff will process user data once you have confirmed and uploaded the necessary files into the application form. As long as you match the eligibility standards and your documents are validated, you might be granted the loan—as long as you also meet any additional restrictions. Subsequently, you must fill up and submit the ENACH/NACH/ECS mandate form, along with any required checks or other paperwork.
• Loan Payment: The loan will be disbursed by the terms and circumstances specified in the loan agreement once the required paperwork have been completed. The authorized loan will usually be transferred electronically into your bank account in four business hours. The loan agreement or sanction letter will specify when you must pay off any outstanding obligations to the lender. Please be aware that removing our software or stopping to use of our services does not release you from paying any unpaid balances.
• Security and Privacy: Everyday EMI Loan is dedicated to safeguarding and maintaining the privacy of your data. You consent to the collection, use, and dissemination of your information as described in this privacy policy by using our services. Please use the methods listed on our website to get in touch with us if you have any questions or issues regarding this policy or your personal information

The Website's External Links

The Everyday EMI Loan website, which is a product of Agarwal Assignment Pvt. Ltd. (henceforth referred to as the "Company"), may contain connections to other websites, applications, resources, or content, as well as advertisements. We have no control over these external links, which are offered by people or organizations other than the Company. You understand and agree that we have no control over any third-party websites, mobile applications, companies, or people that might gather or use your data.

Additionally, we do not support any products, ads, or other content that can be found on or accessed through these third-party websites, mobile applications, or resources. You acknowledge and agree that we will not be liable for any loss or harm you may experience as a result of advertising, products, or other materials on or accessible from third-party websites, mobile apps, or other resources collecting and/or disclosing your personal information, or as a result of your reliance on such websites or resources' existence, completeness, or accuracy.

These outside websites and resource providers might have privacy rules of their own that control the collection, storage, retention, and disclosure of your data. To learn more about the procedures and processing of your personal information, we advise you to consult the privacy policies of any external websites or mobile applications that you access through links on our website. Even though Everyday EMI Loan is committed to protecting your privacy, we nonetheless urge you to use caution and good judgment when accessing third-party websites. Please utilize the methods on our website to contact us if you have any questions or issues about our privacy practices, the usage of external links, or other matters.

How We Utilize Your Data

We value your privacy at Everyday EMI Loan, a service provided by Agarwal Assignment Pvt. Ltd. We utilize the information you give us when you register so we can get in touch with you as necessary. Please see our Terms of Service for specifics on the kinds of communications we send. Furthermore, for internal record-keeping purposes, we might gather and retain your sensitive personal information. Device IDs and IP addresses are examples of tracking data that we employ to identify you and collect broad demographic data.

Should Agarwal Assignment Pvt. Ltd. be purchased or amalgamated with another business, we will forward the data you supplied to the party making the acquisition. Before the transfer of your data and its protection under a new privacy policy, you will get a notice via email or a prominent notice on our website or mobile application.We are dedicated to protecting the security and privacy of your data. Please use the contact methods on our website or mobile application to get in touch with us if you have any questions or issues about how we utilize your information.

Cookies

We use "cookies" and other data collection methods on our website at Everyday EMI Loan, a product of Agarwal Assignment Pvt. Ltd., to improve your user experience. Small files called cookies are kept on your device to assist us in offering you customized services and content that is relevant to your interests. Only with cookies enabled are some elements of our website available. Cookies help us identify users who have registered or logged in.

• Recurring third-party suppliers, like Google, might use cookies to show you ads according to how you use our website. By going to the websites of these third parties, you can choose not to receive interest-based advertising. Go to Google Ads Settings to disable the DoubleClick cookie, which is used by Google and its partners.
• Additionally, Google Analytics Advertising is used on our website, enabling Google to gather visitor data, including anonymous identifiers and Google advertising cookies. You can download and install the Google Analytics Opt-out Add-on if you would rather not have Google Analytics collect your data.
• We promise to give you a personalized experience without compromising your privacy. If you would like more information or have any questions about how we use cookies, please get in touch with us using the details on our website or mobile application.
• Regardless of size, Everyday EMI Loan provides short-term loans customized for each type of business. Our mission is to effectively and efficiently serve your financial needs so that you can get the help you need to accomplish your business objectives.

Confidentiality

At Everyday EMI Loan, a product of Agarwal Assignment Pvt. Ltd., your information is protected with confidentiality and won't be shared with third parties unless it's necessary for us to provide our services or as mandated by law. We never sell, give away, or rent your personal information to marketing firms or other businesses. If you have any questions, please use the channels available on our website or mobile application.

Information About You Disclosed To Outside Parties

At Agarwal Assignment Pvt. Ltd.'s Everyday EMI Loan, we take great pride in protecting your data. We cannot, however, ensure that your Personal Information will never be disclosed in methods not specified in this Privacy Policy because of the nature of the rules. Even though we follow industry best practices to safeguard your privacy, we cannot guarantee that any private correspondence you send us or any personally identifiable information you supply will stay private

• Outside Service Providers: There may be optional services available on our website from outside service providers. Your information will be used by these services by their privacy policies if you decide to use them, provide them information, or allow them to gather it about you... To learn more about how these outside service providers manage your information, we strongly advise you to read these policies.
• Extra Corporate Establishments: We may share your Personal Information with our parent company, subsidiaries, and connected entities to improve your experience using our website, mobile app, and related services worldwide. The goal of this data sharing is to enhance your usage of our offerings. These organizations will treat your data with the same level of caution that they apply to information they obtain from other members. In the case of a service continuity-related merger, acquisition, or other business combination, your information might be disclosed. Any such changes will be communicated to you as soon as they take place.
• Law and Order: To enforce the law, including fraud prevention, intellectual property rights, and other legal rights, we collaborate with law enforcement agencies and other parties. To investigate fraud, intellectual property infringements, or other illegal activities that could put us or you in danger of legal repercussions, we reserve the right to share your Personal Information with law enforcement and government authorities as we, in our sole discretion, deem necessary or appropriate. You give third parties permission to view and use the information you provide on our website if you publish anything that is publicly accessible. Even while we work hard to safeguard your data, it's important to keep in mind that anything you willingly disclose online could be seen by others.

It is recommended that you periodically examine our Privacy Policy and use caution before disclosing any personal information to ensure that you are aware of how your information is handled and safeguarded. To the best of our abilities, we at Everyday EMI Loan are committed to protecting the confidentiality and privacy of your information.

Everyday EMI Loan: Quick Loans for Any Type of Business

No matter the size of the company, Agarwal Assignment Pvt. Ltd.'s Everyday EMI Loan is a solution that provides short-term loans tailored to any businessman's needs. Our goal is to help businesses succeed and properly manage their finances by offering easily accessible and adaptable financial solutions.

• Customized Funding Options for Your Company:- Everyday EMI Loan is aware that every company has different possibilities and challenges. Our short-term loan alternatives are made to give you the financial support you need, regardless of the size of your business. Our loans can be used for several things, such as growing operations, buying merchandise, managing cash flow, and paying for unforeseen costs.
• Easy Application Procedure:- The application process for an Everyday EMI Loan is simple and uncomplicated. Just go to our website and fill out the online application to get started. Basic information about your company, such as financials and other paperwork, must be provided. Our staff will examine your application as soon as possible, guaranteeing a swift and effective approval procedure.
• Adjustable Repayment Plans:- We provide everyday repayment plans to fit the cash flow and financial status of your company. Our short-term business loans provide easy EMI options that let you pay back the loan in convenient installments which is per day. This flexibility guarantees that you won't have to worry about crippling debt to concentrate on expanding your company.
• Devotion to Your Personal Space:- We take great care to protect your privacy and the security of your data. We use industry-best procedures to protect your data and guarantee its confidentiality.

Security

At Everyday EMI Loan, part of Agarwal Assignment Pvt. Ltd., we prioritize your data security, employing industry-standard procedures to safeguard your personal information. However, any breaches outside our protocols are beyond our control and are at your own risk.

Indemnity

By using the Everyday EMI Loan website or mobile app, you agree to indemnify and hold harmless Agarwal Assignment Pvt. Ltd. from any disputes, claims, or lawsuits arising from you’re sharing of personal information with third parties. This indemnity covers all interactions with third-party resources, apps, and websites. We are not liable for any actions taken by these third parties regarding the personal information you provide. Using third-party services is at your own risk, and we disclaim all responsibility for their handling of your data.

Severability

Each section of this privacy policy is independent and severable from the others. If any part is found to be void or unenforceable, it will not affect the validity of the remaining sections. The rest of the policy will continue to apply as intended, regardless of any specific section's status.

Modification

Any changes will be communicated through email or posted on the homepage of our website and mobile app. It is important to review these updates regularly to understand how we are protecting your information. You use third-party services at your own risk, and we take no liability for how they handle your personal information.

Discontinuity

This privacy policy is divided into discrete sections that can be separated from one another. If any portion is determined to be invalid or unenforceable, the remaining portions will remain valid. Regardless of the status of any one portion, the remainder of the policy will remain applicable as written.

Adjustment

Any updates will be sent out via email or announced on the home page of our mobile app and website. You must frequently go over these changes to comprehend how we are safeguarding your data. Please keep in mind that borrowing money can be expensive, so before making any financial decisions, carefully consider all of your possibilities. Please use the methods on our website to get in touch with us if you have any queries about the updates or how we handle your data.

Get in touch with us

Please use the means on our website to contact us if you have any questions or issues regarding our privacy statement. Your privacy is our top concern at Everyday EMI Loan, and we're dedicated to keeping your data safe while still offering you first-rate financial services.